Terms and Conditions for Mosaic AI Story Maker

Agreement to Terms

By downloading, installing, or using the Mosaic AI Story Maker mobile application ("App"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use the App.

Description of Service

Mosaic AI Story Maker is a mobile application that uses artificial intelligence to create personalized children's stories. The App allows users to:

• Create personalized stories for children
• Generate audio narrations for stories
• Share stories with family and friends
• Access premium features through subscription

User Accounts

Account Creation

• You must provide accurate and complete information when creating an account
• You are responsible for maintaining the confidentiality of your account
• You must be at least 18 years old to create an account
• One account per person; multiple accounts are not permitted

Account Security

• You are responsible for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account
• We are not liable for any loss or damage arising from unauthorized account use

Acceptable Use

Permitted Uses

• Creating personalized stories for personal or family use
• Sharing stories with family and friends
• Using the App for educational purposes
• Accessing premium features with valid subscription

Prohibited Uses

You may NOT use the App to:

• Create inappropriate, offensive, or harmful content
• Violate any laws or regulations
• Infringe on intellectual property rights
• Attempt to reverse engineer or modify the App
• Use automated systems to access the App
• Share your account credentials with others
• Create content that promotes violence, discrimination, or illegal activities

Content and Intellectual Property

User-Generated Content

• You retain ownership of any personal information you provide
• You grant us a license to use your content to provide the service
• We do not claim ownership of your personal stories or preferences

AI-Generated Content

• Stories generated by our AI are for personal use only
• You may not resell or commercially exploit AI-generated stories
• We retain rights to the AI technology and story generation algorithms

Third-Party Content

• The App may include content from third-party providers
• Such content is subject to the respective third-party terms
• We are not responsible for third-party content accuracy or availability

Subscription and Payment

Premium Features

• Some features require a paid subscription
• Subscription fees are charged in advance
• All payments are processed securely through Stripe

Subscription Terms

• Monthly subscriptions auto-renew unless cancelled
• You can cancel your subscription at any time
• Cancellation takes effect at the end of the current billing period
• No refunds for unused portions of subscription periods

Pricing and Changes

• We may change subscription prices with 30 days' notice
• Price changes will be communicated through the App or email
• Continued use after price changes constitutes acceptance

Privacy and Data Protection

Data Collection

• We collect and use your data as described in our Privacy Policy
• By using the App, you consent to our data practices
• We implement appropriate security measures to protect your data

Children's Privacy

• We comply with COPPA and other children's privacy laws
• Parents/guardians must provide consent for child data collection
• We do not knowingly collect data from children under 13

Disclaimers and Limitations

Service Availability

• We strive for 99% uptime but cannot guarantee uninterrupted service
• The App may be temporarily unavailable for maintenance
• We are not liable for service interruptions

Content Accuracy

• AI-generated content is for entertainment purposes
• We do not guarantee the accuracy or appropriateness of generated stories
• Users should review content before sharing with children

Limitation of Liability

• Our liability is limited to the amount you paid for the App
• We are not liable for indirect, incidental, or consequential damages
• Some jurisdictions may not allow liability limitations

Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from:

• Your use of the App
• Your violation of these Terms
• Your violation of any third-party rights
• Content you create or share through the App

Termination

Termination by You

• You may stop using the App at any time
• You may delete your account through the App settings
• Cancellation of subscription does not automatically delete your account

Termination by Us

We may terminate or suspend your account if you:

• Violate these Terms
• Engage in fraudulent or illegal activity
• Fail to pay subscription fees
• Misuse the App or its features

Effect of Termination

• Your right to use the App ceases immediately
• We may delete your account and associated data
• Provisions that should survive termination will remain in effect

Dispute Resolution

Governing Law

• These Terms are governed by the laws of [Your Jurisdiction]
• Any disputes will be resolved in the courts of [Your Jurisdiction]

Dispute Process

• We encourage resolving disputes through direct communication
• If informal resolution fails, disputes may be subject to binding arbitration
• Class action waivers may apply

Changes to Terms

Updates

• We may update these Terms from time to time
• Material changes will be communicated through the App or email
• Continued use after changes constitutes acceptance

Notification

• Significant changes will be highlighted in the App
• Email notifications will be sent for material updates
• Updated Terms will be posted with effective dates

Contact Information

Support

• Email: support@mosaicai.in
• In-App Support: Available through the App's support feature
• Response Time: We aim to respond within 24-48 hours

Legal Inquiries

• Email: support@mosaicai.in
• Address: [Your Business Address]

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Mosaic AI Story Maker regarding the use of the App.

Acknowledgment

By using the App, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.